Technology Perceptions in MSMEs Islamic P2P Lending Intentions: The Moderating Role of Religiosity. Jurnal Manajemen dan Bisnis Madani, [S. l.], v. 8, n. 1, p. 11–27, 2026. DOI: 10.51353/vmnvyv04. Disponível em: https://journal.paramadina.ac.id/index.php/madani/article/view/1278. Acesso em: 7 jun. 2026.